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Small and Early Stage Businesses
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Early Stage
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Small and Early Stage Businesses


URBANK - Loan guarantees for small businesses unable to obtain bank financing

Use of Proceeds:
      Any business purpose including:

  • Working capital
  • Machinery and equipment
  • Purchase, construct, expand or upgrade facilities

CDA Program - URBANK loan guarantee
Amount - Up to $350,000
Term Maturity - Determined by bank--up to 15 years

EARLY STAGE - Direct loans or financing for early-stage companies that have significant economic potential

Use of Proceeds:

  • Term working capital
  • Machinery and equipment
  • Purchase, construct, expand or upgrade facilities
  • Mortgages on owner-occupied real property

CDA Program - Direct loans or mezzanine financing
Amount - Up to $5 million
Term Maturity - Tailored to each transaction
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